TIJORAT BANKLARINING AXBOROT TIZIMIDA FOYDALANISHNI CHEKLASHNING TAKOMILLASHTIRILGAN RISK MODELI
Abstract
Ushbu maqolada tijorat banklarining axborot tizimlarida foydalanishni cheklash jarayonini samarali tashkil etish uchun takomillashtirilgan risk modeli taklif etilgan. Mazkur model axborot xavfsizligi risklarini dinamik holatda tahlil qilish, ularning vaqtga bog‘liq o‘zgarishini hisobga olish, risklar o‘rtasidagi o‘zaro bog‘liqlikni aniqlash hamda resurslarni optimallashtirish imkonini beradi. Taklif etilgan yondashuv an’anaviy statik risk baholash modellaridan farqli ravishda ekstremal (tail) risklarni, qayta tiklanish jarayonlarini va ko‘p o‘lchovli tahlil mexanizmlarini qamrab oladi. Modeldan foydalanish tijorat banklarining axborot tizimlarida foydalanishni cheklash jarayonida xavfsizlik darajasini oshirish, moliyaviy va operatsion yo‘qotishlarni kamaytirish hamda boshqaruv qarorlarining samaradorligini ta’minlashga xizmat qiladi.
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References
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